Google is rolling out an optional, read-only integration that lets Gemini users in the US connect bank accounts and credit cards through Google Wallet and Plaid for spending analysis.
Google is letting Gemini users connect their bank accounts and credit cards to Google Wallet for spending analysis, according to Engadget and Android Authority. The integration is optional and read-only, meaning Gemini can read financial information but cannot move, manage, or invest money.
Users can link bank accounts and credit cards to Google Wallet through Plaid. Once connected, they can open the Gemini app and mention @Google Wallet to ask questions about their finances. Examples include reviewing expenses from the past month, identifying where the most money was spent, finding forgotten subscriptions, and suggesting ways to save. Google also says users can ask Gemini to create budgets for specific time periods with dynamic charts tracking cash flow and asset allocation.
The feature is rolling out now to Gemini users in the US across web, Android, and iOS. It is part of Gemini’s Personal Intelligence feature, which already connects to services such as Gmail, YouTube, and Photos. Google has partnered with the fintech company Plaid to help users unlock deeper insights, though the company did not provide specifics.
Google says Gemini can only read financial information and cannot transfer, manage, or invest money. The integration can be turned on and off via settings, and users can disconnect their accounts at any time.
The rollout adds to a growing trend of AI assistants accessing financial data. OpenAI recently unveiled a feature that lets its Dots agents shop on a user’s behalf, joining Meta Muse. Companies including United Airlines, Delta, and Amazon have banned AI agents from shopping on their platforms.
Sources
This article was drafted with AI assistance and checked against the sources above. Company claims are reported as claims. Cover image is AI-generated.
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